Fintech Solutions

We Define FINTECH Partnerships

The Bancorp does more than just enable our clients’ payments innovation. We create lasting partnerships with a future-focused approach to technology and services. As a result, we don’t “settle” for solutions that are possible today. Instead, we look to evolving technologies to create more advanced, scalable and nimble services. Today and every day, we work to continuously transform the payments landscape.

Payments Is the Core of Our Business

PROGRAM SPONSORSHIP

The Bancorp Fintech Solutions business pioneered prepaid card-issuing sponsorship in 2003. Today we are the #1 Issuer of Prepaid Cards¹ and overall the 6th Largest Issuer of Debit Cards in the U.S.²

 

1. Nilson Report May 2025.
2. Nilson Report April 2025.

Payment Services

Our Payment Services business provides merchant acquiring, Automated Clearing House (ACH) and push-to-card services.

Rapid Funds Transfer

When time is money, Rapid Funds Transfer offers secure and accurate real-time funds transfer for immediate payments, all day, every day.

Unparalleled Regulatory Framework

The Bancorp has invested in the people, processes and technology to support best-in-class consumer and regulatory compliance capabilities. We take our regulatory responsibilities seriously and have created a culture of compliance that extends to our partners and third-party service providers. We sustain this culture by our ongoing work with regulators to ensure the highest levels of security and protection for our partners and their customers.

Financial Strength

Forward-Thinking Approach

Client Focus

Flexible Operating Platform

Recognition

#1 Issuer of Prepaid Cards

2024

#6 Top Debit Card Transaction Volume

2024

Achieved Highest Percentage of Growth in Purchase Volume Among the Top 50 Debit Card Issuers

2020

Top Payment and Card Solution Provider

2020

Most Promising Banking Technology Solution Provider

2020

Latest News

News

Q2 2025 FINANCIAL RESULTS WEBCAST

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News

Q1 2025 FINANCIAL RESULTS WEBCAST

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Q4 2024 FINANCIAL RESULTS WEBCAST

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Q3 2024 FINANCIAL RESULTS WEBCAST

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News

Q2 2024 FINANCIAL RESULTS WEBCAST

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Announcement

THE BANCORP IS PROUD TO ANNOUNCE MARK TRYNISKI HAS JOINED ITS BOARD OF DIRECTORS.

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News

Q1 2024 FINANCIAL RESULTS WEBCAST

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News

Q4 2023 FINANCIAL RESULTS WEBCAST

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News

DAMIAN KOZLOWSKI INTERVIEW ON THE BANCORP GROWTH IN SIOUX FALLS

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News

Q3 2023 FINANCIAL RESULTS WEBCAST

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News

THE BANCORP UNVEILS NEW OFFICE SPACE IN DOWNTOWN SIOUX FALLS

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News

THE BANCORP PLEDGES $1 MILLION DONATION TOWARD WATERSHED CONSERVATION

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Partners

Institutional Banking

Leveraging Lines of Credit for Tax Payments: Key Insights for Financial Professionals

As tax season approaches, many clients face the challenge of managing significant tax payments, which is a prime opportunity for financial professionals to help their clients explore options such as leveraging lines of credit. It’s important to frame the conversation in a strategic way. Here are some speaking points for financial professionals to do so.

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Empowering Growth Through Experience

The Bancorp is committed to investing in young talent by giving students the opportunity to gain practical knowledge through meaningful work in the financial industry.

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Institutional Banking

Partner for Life: Guiding Clients Through Financial Milestones

Through our Institutional Banking business, The Bancorp works with financial professionals to offer clients unique banking solutions that help provide financial flexibility and keep their wealth management goals on track.

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Diversity & Inclusion

D&I at The Bancorp:
Instituting Inclusion Through Employee Resource Groups

From fostering leadership to promoting environmental friendliness and supporting working families, the vibrant ERGs at The Bancorp create an environment where diversity thrives, and inclusion ignites innovation! Our Employee Resource Groups (ERGs) help drive our inclusive culture by empowering employees to connect, collaborate, and grow professionally.

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Human Resources

The Bancorp Internship Program
From the Classroom to the Real World

Contemplating a rewarding experience in The Bancorp Internship Program? Dive into a firsthand account of an intern from The Bancorp Internship Program Class of 2023!

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Institutional Banking

Create Your Own Story
Debt Consolidation
with an SBLOC

For clients looking to manage debt, The Bancorp SBLOC can provide an option that simplifies loan payments in tandem with working toward wealth management goals.

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Human Resources

Meet the Class of 2023:
The Bancorp Internship Program

The Bancorp Internship Program provides students from diverse backgrounds with meaningful work experiences, an opportunity to learn, and allow them to gain practical knowledge in their field of study from experienced professionals in the financial industry. Meet our Intern Class of 2023!

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Commercial Lending

Refining Balance Sheets & Other Benefits of Selling
Loans & Leases

When facing liquidity challenges, selling loans and leases on a secondary market can be a strategic option to optimize balance sheets, manage lending limits, and collect additional fee income.

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Diversity & Inclusion

Unlocking Career Opportunities through
Veteran Values

Military service instills values that many veterans carry with them throughout their lives. In this blog, Kaylie Churchsapp, Navy Veteran and FCRM Investigations and Reporting Analyst at The Bancorp, shared her experience and the most important values she applies in her career today.

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Commercial Lending

Going the Extra Mile Toward Growth: GM Equipment Rentals

When the right opportunity for business growth presents itself, sometimes having the right financial partner can make a big impact. In this blog, we share how the experts from our Commercial Lending team used an all-hands-on-deck approach to help GM Equipment Rentals expand its business

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Diversity & Inclusion

D&I Excellence Awards: Celebrating Leadership and Innovation in D&I

Diversity & Inclusion (D&I) programs are a critical component of every corporate culture to help assure all employees feel heard, respected, and valued. But even the most detailed D&I program can only succeed with the support of employees

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Commercial Lending

Maturing Business Growth:
2023 Senior Living Trends

The coming wave of baby boomer retirees brings new challenges and opportunities to senior living facilities. Now is a great time for senior living facility owners and operators to evaluate their potential growth needs to accommodate the aging baby boomer population.

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