WE TRANSFORM BUSINESS NEEDS INTO SOLUTIONS THAT GROW WITH YOUR BUSINESS.
Fintech Solutions
We Define FINTECH Partnerships
The Bancorp does more than just enable our clients’ payments innovation. We create lasting partnerships with a future-focused approach to technology and services. As a result, we don’t “settle” for solutions that are possible today. Instead, we look to evolving technologies to create more advanced, scalable and nimble services. Today and every day, we work to continuously transform the payments landscape.
Payments Is the Core of Our Business
PROGRAM SPONSORSHIP
The Bancorp Fintech Solutions business pioneered prepaid card-issuing sponsorship in 2003. Today we are the #1 Issuer of Prepaid Cards¹ and overall the 8th Largest Issuer of Debit Cards in the U.S.²
1. Nilson Report May 2022.
2. Nilson Report April 2022.

Payment Services
Our Payment Services business provides merchant acquiring, Automated Clearing House (ACH) and push-to-card services.


Rapid Funds Transfer
When time is money, Rapid Funds Transfer offers secure and accurate real-time funds transfer for immediate payments, all day, every day.


Unparalleled Regulatory Framework
The Bancorp has invested in the people, processes and technology to support best-in-class consumer and regulatory compliance capabilities. We take our regulatory responsibilities seriously and have created a culture of compliance that extends to our partners and third-party service providers. We sustain this culture by our ongoing work with regulators to ensure the highest levels of security and protection for our partners and their customers.
Financial Strength
We are a leader in financial service and technology solutions and have the balance sheet, strength and size to support complex programs with significant scale.
Forward-Thinking Approach
We are a technology-focused bank known for our innovative thinking and ability to support both our partners’ current and aspirational product innovations.
Client Focus
We form strategic partnerships with leading payments companies and entrepreneurial financial technology startups.
Flexible Operating Platform
Our industry-leading, back-office infrastructure supports a variety of payments products and membership in all major payment networks.
Recognition

#1 Issuer of Prepaid Cards
2021

#8 Top Debit Card Transaction Volume
2021

Achieved Highest Percentage of Growth in Purchase Volume Among the Top 50 Debit Card Issuers
2020

Top Payment and Card Solution Provider
2020

Most Promising Banking Technology Solution Provider
2020
Latest News
Q1 2022 FINANCIAL RESULTS WEBCAST
THE BANCORP APPOINTS RANDALL BAUGH AS NEW CHIEF COMPLIANCE OFFICER
THE BANCORP RANKED #25 ON EQUAL OPPORTUNITY MAGAZINE'S 2022 TOP 50 EMPLOYERS LIST
THE BANCORP NAMED A TOP 50 COMMUNITY BANK IN 2021 BY S&P GLOBAL MARKET INTELLIGENCE
THE BANCORP COMMERCIAL LENDING ANNOUNCES NATIONAL LOAN PROGRAM FOR THE FUNERAL HOME INDUSTRY
BUSINESS REVIEW & INVESTOR PRESENTATION - UPDATED
Q4 2021 FINANCIAL RESULTS WEBCAST
THE BANCORP IS PROUD TO ANNOUNCE CHERYL CREUZOT HAS JOINED ITS BOARD OF DIRECTORS.
THE BANCORP EXPANDS SIOUX FALLS PRESENCE WITH NEW OFFICE AT CHERAPA PLACE
BUSINESS REVIEW & INVESTOR PRESENTATION - UPDATED
Q3 2021 FINANCIAL RESULTS WEBCAST
THE BANCORP SUPPORTS THE BROTHERHOOD RIDE IN HONOR OF FALLEN FIRST RESPONDERS
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Blog

Questions for Lawn Care Businesses That Want To Be Acquired
Many lawn care businesses are juggling a combination of consistent, increasing demand for services and an aging/shrinking workforce. For these business leaders, it’s vital to examine the business within the context of the following questions as they begin to plan for the future and determine if acquisition is the best course of action.

The Chip Shortage: One Year Later
As we near a full year since this issue began, The Bancorp takes a look at one of the hardest hit industries — construction — and forecasts what business owners may be able to expect as the shortage continues, as well as how to navigate the situation until it is a thing of the past.

Employees That Serve: Uniting The Bancorp Community through Service
Service to others is a unifying force that brings people together. It can take many forms, whether it be participating in local community service or serving your country, service means rising to the occasion for others.

What Market Volatility Means for The Bancorp SBLOC
Volatile financial markets have become a concern for financial professionals and their clients alike. Over the past several months, critical economic indicators and geopolitical events have generated a “perfect storm” of uncertainty in global markets.

The Bancorp IBLOC Leadership Roundtable: IBLOC 101
Abdullah Rajput, Director, IBLOC Lead and John Profitlich, Director, Regional Business Development Officer, offer insight and suggestions to help financial professionals and their clients better understand the uses and benefits of an IBLOC so they can make better financial decisions.

Celebrating Resiliency: Small Business Week 2022
There is no question that small business owners have been through a tumultuous time over the past few years. Through the hardships brought on by the pandemic and its ongoing economic and social impact, business owners have dealt with unparalleled pressure to remain resilient and determined to sustain and grow their companies.

Independently-Owned Assisted Living Facilities Are Primed for Success amid Exponential Industry Growth
There are more than 70 million baby boomers in the United States who are at or near retirement age, and about 70% are expected to enter some type of assisted living facility (ALF) in the future. This, coupled with the fact that Americans are living longer, has prompted many older Americans to turn to ALFs to serve their needs, which has generally driven remarkable growth in the industry.

How the Infrastructure Bill Will Affect the Commercial Construction Industry
For years, Congress debated the need for a bill that would strengthen and reinforce America’s deteriorating infrastructure. On November 15, 2021, President Biden signed a historic $1.2 trillion bipartisan infrastructure deal, titled the “Infrastructure Investment and Jobs Act,” into law.

Looking Back and Forward: A Review of Trends in the Construction Industry
At the start of the coronavirus pandemic in March 2020, like so many other areas of infrastructure, the construction industry came to a grinding halt due to health and safety concerns. As businesses tried to return to “normal,” they were (and continue to be) faced with delays.

Why Lawn Care Businesses Are Primed for Market Consolidation
With a greater focus on home improvements, coupled with the ongoing maintenance required by homeowners, businesses experienced a slew of return customers who not only wanted services, but needed them.

Part II: What to Know about Growing Your Home Services Business: Acquiring a Stand-Alone Small Business
For small home services businesses on the receiving end of increased demand, operating as-is may no longer be feasible or sustainable. As owners vet their opportunities to capitalize on growth, many roads may lead to acquisition, whether that be a franchise or another stand-alone business.

Take on Tax Season with an Insurance or Securities-Backed Line of Credit
While some may be eager to continue building their investment portfolio or venture to pursue new investments, there is one major financial obligation important to plan for: 2021 taxes.