A top issuer of Visa®, MasterCard®, Discover® and UnionPay®, we continue to be one of the fastest growing and most experienced issuers across debit and prepaid in the country. We have a proven track record of successful partnerships with companies ranging from new category innovators to Fortune 500 companies both within the U.S. and abroad. End-to-end services fully support our partners across all product verticals including Debit, GPR, Payroll, Incentive, Pre-tax Benefit, and Gift – in card and, increasingly, in digital form. Domestically, operations are offered through The Bancorp Bank, recognized as the leader in the prepaid industry year after year. Within Europe, operations are offered through Transact Payments Limited, a regulated and authorized MasterCard® and Visa® Europe Principal Member, providing European BIN sponsorship and modular prepaid services.

A leading payments processor licensed by Visa®, MasterCard®, Discover®, Star®, NYCE®, PULSE®, Maestro®, Accell®, AFFM® and UnionPay®, we make it possible for growing mid-market companies to take advantage of today’s most advanced, seamless payment processes without incurring the expense or demands of chartering their own bank. As a voting member of NACHA and the Electronics Transactions Association, we are an important part of the decision-making process that affects industry policy. Our working relationships are long-term and almost exclusively with third party agents, who value us for our expertise in providing large and small businesses with extraordinarily stable and efficient payment alternatives. The standards we set are high – we are extremely selective in determining for which merchants we will provide processing services. Because of this strict selection process, we can more readily deliver the greater efficiencies which lead to greater profitability for our partners. 

Innovative, flexible payment solutions that offer an ease of use, security and accuracy – that’s what we provide every day. Our outstanding technical infrastructure, coupled with our proven sophistication in financial services, enables us to achieve an uncommonly high level of service delivery. Our superiority has been achieved through the mastering of ACH processing technologies and administration for two markets in particular: payroll transaction processing and electronic bill payment processing between businesses and their clients and customers. The reliability and speed of our platforms (99.999+% uptime), coupled with highly malleable processing submission options, always-available expert support and best-of-class loss prevention have earned us the recognition as the ideal payments acceptance resource.

Today, as technology continues to redefine how consumers connect with and use their payment accounts, the Payments arena abounds with category disruptors. Our outstanding technical infrastructure, coupled with our proven sophistication in financial services, enables us to achieve an uncommonly high level of service delivery. Look closely and you will see us working alongside some of the leading game changers such as Google Wallet, PayPal and ApplePay. Working with them and our other partners, we are truly Changing the Way the World Pays™.