Careers Investor Relations Account & Cardholder Assistance

Lending Services

Achieve success for you and your clients with strategic wealth management.

Strengthen your financial oversight with a SBLOC

A Securities-Backed Line of Credit (SBLOC) from The Bancorp isn’t just another financial tool. It lets clients access 50%-95%1 of their portfolio value for planned—and unplanned—expenses.

Maintain investments and AUM

SBLOC gives clients an interest-only revolving credit line backed by their investment account when they need liquidity.2

Flexible loan structures

Built for a wide range of loan structures, including complex trusts, trustees, entities and third-party pledges, a SBLOC is more cost-effective than a conventional loan or credit card.

Multiple uses

Purchase or renovate a home, finance business expenses, pay taxes or college tuition, manage medical bills and more—clients can use the SBLOC their way.3

Streamlined processes with no additional fees

Access simpler, more cost-efficient liquidity and account management with our advanced, tech-enabled processes and platforms. Plus, enjoy no application fees and no annual or monthly fees.4

Timely access and easy distribution

Secure immediate access to the credit line upon funding with easy disbursement of client funds via fee-free checks, ACH and same-day wires.5

Transition services for financial professionals

Make the move to an independent practice with your own SBLOC—you can easily transfer assets while continuing to serve your clients.

Your dynamic partner in success

Always a partner.
Never a competitor.™

Focused exclusively on banking services, we won’t compete for clients’ assets. 

Client-before-firm mindset

Preserving clients’ portfolio assets with high-quality collateral requirements and daily market and collateral marketing.

Dedicated support

Responsive, high-touch “white glove” service delivered across our national footprint.

Highly-skilled business development team

Protect and grow clients’ portfolios with expert advice from our Regional Business Development Officers, who have an average of 20+ years of experience.

Talea®

Simplify and speed the loan process with our exclusive account automation platform.

Talea® | Lync™

Advanced account management, including transaction history, alerts and reminders, and detailed reports.

Discover how The Bancorp SBLOC can benefit you and your clients

Contact us
  1. The 95% advance rate is for an all-cash portfolio. Minimum requested amount must be $75,000.00 or such greater amount as may be prescribed from time to time pursuant to 12 C.F.R. Section 1026.3(b) of Regulation Z issued by the Consumer Financial Protection Bureau as the minimum threshold necessary to qualify the Line of Credit as an exempt consumer credit transaction thereunder.
  2. Securities-based borrowing has special risks and may not be suitable for everyone. Consult a financial advisor about any associated risks. Consult a tax advisor for tax-related matters and an attorney for legal matters. The Bancorp Bank, N.A. does not provide financial, tax or legal advice.
  3. An SBLOC cannot be used for the purchase of additional securities or to pay off a margin loan that was used to purchase securities.
  4. The Bancorp Bank, N.A. does not charge an application fee. State, local and/or third-party fees may be applicable in some states.
  5. Not all access options are available for all our credit line products. Contact the Client Success Team with questions.