Payment Services

The Bancorp Fintech Solutions business is focused on providing faster payments technology to our partners. Our extensive payment network memberships enable us to harness payment innovation and meet our partners’ specific payment needs. With nimble deployment, scalable infrastructure and enhanced regulatory oversight, we are able to support our partners’ payment programs now and in the future.

End-to-End Payment Services

ACH Sponsorship

We provide Automated Clearing House (ACH) sponsorship for large scale third-party payment processors, with 24-hour staffing coverage for every Federal Reserve processing window.

Acquiring BIN Sponsor

We partner with independent sales organizations, payment facilitators and merchants to provide network sponsorship for acceptance of debit and credit card payments.

Faster Payments

We offer an intuitive turnkey Application Program Interface (API) for real-time payments, including push-to-card payments.

Differentiated Sponsor-Bank Partnership

Custom Solutions

With the sole purpose of payments processing, we have the depth of expertise to meet our partners’ individual needs.

Our industry experience has enabled us to implement a wide variety of solutions for both Fortune 500 companies and fintech startups, including prepaid and deposit accounts that include payroll, corporate incentives, flexible spending accounts, government benefits and more.

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Innovation Enablement

Our forward-thinking approach results in collaborative problem-solving to meet our partners’ unique payments vision.

Our efforts to pioneer new payments capabilities were recognized with the 2019 Visa Global Service Quality Award for Emerging Payment Adoption: Visa Direct, awarding our excellence in innovation, operational efficiency and cardholder satisfaction.

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Nimble Deployment

Our expertise provides meaningful benefits to our partners as a speed-to-market conduit.

Our in-depth knowledge of payment processes and provider touchpoints enables us to accurately scope roles, responsibilities and third-party provider support to streamline the implementation process. With our turnkey API solution for push-to-card functionality and network sponsorships, we are able to efficiently deploy our partners’ payment solutions.

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Secure Services

Our partners benefit from layered and tested systems, documented policies and procedures and efficiency-focused operations.

Our detailed understanding of regulatory compliance has enabled us to make significant investments in our people, processes and technology to ensure that our partners’ transactions are fully protected and secure.

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